LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,293
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$109,599
−HK$3,359/mo
Today · 4.125%
HK$112,958
baseline
▲ 0.50% · 4.625%
HK$119,831
+HK$6,873/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,916/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,249
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,421
−HK$3,217/mo
Today · 4.125%
HK$124,638
baseline
▲ 0.50% · 4.625%
HK$131,208
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,276/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,551
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,519
−HK$4,031/mo
Today · 4.125%
HK$135,550
baseline
▲ 0.50% · 4.625%
HK$143,797
+HK$8,247/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,100/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,899
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,705
−HK$3,861/mo
Today · 4.125%
HK$149,566
baseline
▲ 0.50% · 4.625%
HK$157,449
+HK$7,883/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,132/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,810
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,438
−HK$4,703/mo
Today · 4.125%
HK$158,141
baseline
▲ 0.50% · 4.625%
HK$167,764
+HK$9,623/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$316,282/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,549
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,989
−HK$4,504/mo
Today · 4.125%
HK$174,493
baseline
▲ 0.50% · 4.625%
HK$183,691
+HK$9,198/mo
Deposit HK$13.98M · loan HK$32.63M · min. income ≈ HK$348,986/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,327
−HK$11,997/mo
▼ 0.25% · 3.875%
HK$197,278
−HK$6,046/mo
Today · 4.125%
HK$203,324
baseline
▲ 0.50% · 4.625%
HK$215,696
+HK$12,372/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$406,648/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,849
−HK$11,499/mo
▼ 0.25% · 3.875%
HK$218,557
−HK$5,791/mo
Today · 4.125%
HK$224,348
baseline
▲ 0.50% · 4.625%
HK$236,174
+HK$11,826/mo
Deposit HK$4.66M · loan HK$41.95M · min. income ≈ HK$448,696/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,108 · Scale 2, in force from 26 Feb 2026)