LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,301
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,607
−HK$3,360/mo
Today · 4.125%
HK$112,967
baseline
▲ 0.50% · 4.625%
HK$119,841
+HK$6,874/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,934/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,259
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,430
−HK$3,218/mo
Today · 4.125%
HK$124,648
baseline
▲ 0.50% · 4.625%
HK$131,218
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,296/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,561
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,529
−HK$4,031/mo
Today · 4.125%
HK$135,560
baseline
▲ 0.50% · 4.625%
HK$143,809
+HK$8,249/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,120/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,910
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,716
−HK$3,861/mo
Today · 4.125%
HK$149,577
baseline
▲ 0.50% · 4.625%
HK$157,462
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,154/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,821
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,450
−HK$4,704/mo
Today · 4.125%
HK$158,154
baseline
▲ 0.50% · 4.625%
HK$167,777
+HK$9,623/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$316,308/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,562
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,002
−HK$4,505/mo
Today · 4.125%
HK$174,507
baseline
▲ 0.50% · 4.625%
HK$183,706
+HK$9,199/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$349,014/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,342
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,293
−HK$6,047/mo
Today · 4.125%
HK$203,340
baseline
▲ 0.50% · 4.625%
HK$215,713
+HK$12,373/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,680/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,866
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,575
−HK$5,791/mo
Today · 4.125%
HK$224,366
baseline
▲ 0.50% · 4.625%
HK$236,193
+HK$11,827/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,732/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,264 · Scale 2, in force from 26 Feb 2026)