LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,302
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,608
−HK$3,360/mo
Today · 4.125%
HK$112,968
baseline
▲ 0.50% · 4.625%
HK$119,841
+HK$6,873/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,936/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,259
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,431
−HK$3,218/mo
Today · 4.125%
HK$124,649
baseline
▲ 0.50% · 4.625%
HK$131,219
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,298/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,562
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$131,530
−HK$4,031/mo
Today · 4.125%
HK$135,561
baseline
▲ 0.50% · 4.625%
HK$143,810
+HK$8,249/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,122/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,911
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,717
−HK$3,861/mo
Today · 4.125%
HK$149,578
baseline
▲ 0.50% · 4.625%
HK$157,463
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,156/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,822
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,451
−HK$4,704/mo
Today · 4.125%
HK$158,155
baseline
▲ 0.50% · 4.625%
HK$167,778
+HK$9,623/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$316,310/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,563
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,004
−HK$4,504/mo
Today · 4.125%
HK$174,508
baseline
▲ 0.50% · 4.625%
HK$183,707
+HK$9,199/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$349,016/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,343
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$197,295
−HK$6,047/mo
Today · 4.125%
HK$203,342
baseline
▲ 0.50% · 4.625%
HK$215,715
+HK$12,373/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,684/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,867
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$218,576
−HK$5,792/mo
Today · 4.125%
HK$224,368
baseline
▲ 0.50% · 4.625%
HK$236,194
+HK$11,826/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,736/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,277 · Scale 2, in force from 26 Feb 2026)