LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,304
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$109,610
−HK$3,360/mo
Today · 4.125%
HK$112,970
baseline
▲ 0.50% · 4.625%
HK$119,844
+HK$6,874/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,940/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,262
−HK$6,389/mo
▼ 0.25% · 3.875%
HK$121,433
−HK$3,218/mo
Today · 4.125%
HK$124,651
baseline
▲ 0.50% · 4.625%
HK$131,222
+HK$6,571/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,302/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,564
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,532
−HK$4,032/mo
Today · 4.125%
HK$135,564
baseline
▲ 0.50% · 4.625%
HK$143,812
+HK$8,248/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,128/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,914
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,720
−HK$3,861/mo
Today · 4.125%
HK$149,581
baseline
▲ 0.50% · 4.625%
HK$157,466
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,162/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,825
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,454
−HK$4,704/mo
Today · 4.125%
HK$158,158
baseline
▲ 0.50% · 4.625%
HK$167,781
+HK$9,623/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$316,316/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,566
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,007
−HK$4,504/mo
Today · 4.125%
HK$174,511
baseline
▲ 0.50% · 4.625%
HK$183,710
+HK$9,199/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$349,022/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,347
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$197,298
−HK$6,048/mo
Today · 4.125%
HK$203,346
baseline
▲ 0.50% · 4.625%
HK$215,719
+HK$12,373/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,692/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,871
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$218,580
−HK$5,792/mo
Today · 4.125%
HK$224,372
baseline
▲ 0.50% · 4.625%
HK$236,199
+HK$11,827/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,744/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,314 · Scale 2, in force from 26 Feb 2026)