LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,304
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,611
−HK$3,360/mo
Today · 4.125%
HK$112,971
baseline
▲ 0.50% · 4.625%
HK$119,845
+HK$6,874/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,942/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,262
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,434
−HK$3,218/mo
Today · 4.125%
HK$124,652
baseline
▲ 0.50% · 4.625%
HK$131,222
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,304/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,565
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,533
−HK$4,032/mo
Today · 4.125%
HK$135,565
baseline
▲ 0.50% · 4.625%
HK$143,813
+HK$8,248/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,130/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,915
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$145,721
−HK$3,861/mo
Today · 4.125%
HK$149,582
baseline
▲ 0.50% · 4.625%
HK$157,467
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,164/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,826
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,455
−HK$4,704/mo
Today · 4.125%
HK$158,159
baseline
▲ 0.50% · 4.625%
HK$167,782
+HK$9,623/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$316,318/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,567
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,008
−HK$4,505/mo
Today · 4.125%
HK$174,513
baseline
▲ 0.50% · 4.625%
HK$183,711
+HK$9,198/mo
Deposit HK$13.99M · loan HK$32.63M · min. income ≈ HK$349,026/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,348
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$197,300
−HK$6,047/mo
Today · 4.125%
HK$203,347
baseline
▲ 0.50% · 4.625%
HK$215,720
+HK$12,373/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,694/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,872
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$218,582
−HK$5,791/mo
Today · 4.125%
HK$224,373
baseline
▲ 0.50% · 4.625%
HK$236,200
+HK$11,827/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,746/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,327 · Scale 2, in force from 26 Feb 2026)