LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,309
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,616
−HK$3,360/mo
Today · 4.125%
HK$112,976
baseline
▲ 0.50% · 4.625%
HK$119,850
+HK$6,874/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,952/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,268
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,440
−HK$3,218/mo
Today · 4.125%
HK$124,658
baseline
▲ 0.50% · 4.625%
HK$131,228
+HK$6,570/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,316/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,571
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,539
−HK$4,032/mo
Today · 4.125%
HK$135,571
baseline
▲ 0.50% · 4.625%
HK$143,820
+HK$8,249/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,142/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,921
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,728
−HK$3,861/mo
Today · 4.125%
HK$149,589
baseline
▲ 0.50% · 4.625%
HK$157,474
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,178/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,833
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,462
−HK$4,704/mo
Today · 4.125%
HK$158,166
baseline
▲ 0.50% · 4.625%
HK$167,790
+HK$9,624/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,332/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,575
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,016
−HK$4,505/mo
Today · 4.125%
HK$174,521
baseline
▲ 0.50% · 4.625%
HK$183,720
+HK$9,199/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,042/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,356
−HK$12,000/mo
▼ 0.25% · 3.875%
HK$197,309
−HK$6,047/mo
Today · 4.125%
HK$203,356
baseline
▲ 0.50% · 4.625%
HK$215,730
+HK$12,374/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,712/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,882
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,592
−HK$5,792/mo
Today · 4.125%
HK$224,384
baseline
▲ 0.50% · 4.625%
HK$236,211
+HK$11,827/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,768/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,417 · Scale 2, in force from 26 Feb 2026)