LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,311
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,618
−HK$3,360/mo
Today · 4.125%
HK$112,978
baseline
▲ 0.50% · 4.625%
HK$119,853
+HK$6,875/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,956/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,270
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,442
−HK$3,218/mo
Today · 4.125%
HK$124,660
baseline
▲ 0.50% · 4.625%
HK$131,231
+HK$6,571/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,320/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,574
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,542
−HK$4,032/mo
Today · 4.125%
HK$135,574
baseline
▲ 0.50% · 4.625%
HK$143,823
+HK$8,249/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,148/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,924
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,731
−HK$3,861/mo
Today · 4.125%
HK$149,592
baseline
▲ 0.50% · 4.625%
HK$157,477
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,184/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,836
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,466
−HK$4,703/mo
Today · 4.125%
HK$158,169
baseline
▲ 0.50% · 4.625%
HK$167,794
+HK$9,625/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,338/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,579
−HK$8,945/mo
▼ 0.25% · 3.875%
HK$170,019
−HK$4,505/mo
Today · 4.125%
HK$174,524
baseline
▲ 0.50% · 4.625%
HK$183,724
+HK$9,200/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,048/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,361
−HK$12,000/mo
▼ 0.25% · 3.875%
HK$197,313
−HK$6,048/mo
Today · 4.125%
HK$203,361
baseline
▲ 0.50% · 4.625%
HK$215,735
+HK$12,374/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,722/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,887
−HK$11,501/mo
▼ 0.25% · 3.875%
HK$218,596
−HK$5,792/mo
Today · 4.125%
HK$224,388
baseline
▲ 0.50% · 4.625%
HK$236,216
+HK$11,828/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,776/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,460 · Scale 2, in force from 26 Feb 2026)