LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,315
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,622
−HK$3,360/mo
Today · 4.125%
HK$112,982
baseline
▲ 0.50% · 4.625%
HK$119,856
+HK$6,874/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,964/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,274
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,446
−HK$3,218/mo
Today · 4.125%
HK$124,664
baseline
▲ 0.50% · 4.625%
HK$131,235
+HK$6,571/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,328/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,578
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$131,546
−HK$4,032/mo
Today · 4.125%
HK$135,578
baseline
▲ 0.50% · 4.625%
HK$143,827
+HK$8,249/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$271,156/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,929
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,735
−HK$3,862/mo
Today · 4.125%
HK$149,597
baseline
▲ 0.50% · 4.625%
HK$157,482
+HK$7,885/mo
Deposit HK$18.65M · loan HK$27.97M · min. income ≈ HK$299,194/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,841
−HK$9,333/mo
▼ 0.25% · 3.875%
HK$153,470
−HK$4,704/mo
Today · 4.125%
HK$158,174
baseline
▲ 0.50% · 4.625%
HK$167,799
+HK$9,625/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,348/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,584
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,025
−HK$4,505/mo
Today · 4.125%
HK$174,530
baseline
▲ 0.50% · 4.625%
HK$183,729
+HK$9,199/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,060/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,366
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$197,319
−HK$6,048/mo
Today · 4.125%
HK$203,367
baseline
▲ 0.50% · 4.625%
HK$215,741
+HK$12,374/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,734/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,893
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,603
−HK$5,792/mo
Today · 4.125%
HK$224,395
baseline
▲ 0.50% · 4.625%
HK$236,223
+HK$11,828/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,790/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,521 · Scale 2, in force from 26 Feb 2026)