LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,319
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,626
−HK$3,360/mo
Today · 4.125%
HK$112,986
baseline
▲ 0.50% · 4.625%
HK$119,861
+HK$6,875/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,972/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,278
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$121,451
−HK$3,218/mo
Today · 4.125%
HK$124,669
baseline
▲ 0.50% · 4.625%
HK$131,240
+HK$6,571/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,338/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,582
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,551
−HK$4,032/mo
Today · 4.125%
HK$135,583
baseline
▲ 0.50% · 4.625%
HK$143,833
+HK$8,250/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$271,166/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,934
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$145,741
−HK$3,861/mo
Today · 4.125%
HK$149,602
baseline
▲ 0.50% · 4.625%
HK$157,488
+HK$7,886/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$299,204/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,846
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$153,476
−HK$4,704/mo
Today · 4.125%
HK$158,180
baseline
▲ 0.50% · 4.625%
HK$167,805
+HK$9,625/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,360/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,590
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,031
−HK$4,505/mo
Today · 4.125%
HK$174,536
baseline
▲ 0.50% · 4.625%
HK$183,736
+HK$9,200/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,072/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,373
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$197,326
−HK$6,048/mo
Today · 4.125%
HK$203,374
baseline
▲ 0.50% · 4.625%
HK$215,749
+HK$12,375/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$406,748/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,901
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$218,611
−HK$5,792/mo
Today · 4.125%
HK$224,403
baseline
▲ 0.50% · 4.625%
HK$236,232
+HK$11,829/mo
Deposit HK$4.66M · loan HK$41.96M · min. income ≈ HK$448,806/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,593 · Scale 2, in force from 26 Feb 2026)