LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,325
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$109,633
−HK$3,360/mo
Today · 4.125%
HK$112,993
baseline
▲ 0.50% · 4.625%
HK$119,868
+HK$6,875/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,986/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,286
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$121,458
−HK$3,218/mo
Today · 4.125%
HK$124,676
baseline
▲ 0.50% · 4.625%
HK$131,248
+HK$6,572/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,352/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,590
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,559
−HK$4,032/mo
Today · 4.125%
HK$135,591
baseline
▲ 0.50% · 4.625%
HK$143,842
+HK$8,251/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$271,182/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,943
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,750
−HK$3,862/mo
Today · 4.125%
HK$149,612
baseline
▲ 0.50% · 4.625%
HK$157,498
+HK$7,886/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$299,224/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,855
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,486
−HK$4,704/mo
Today · 4.125%
HK$158,190
baseline
▲ 0.50% · 4.625%
HK$167,815
+HK$9,625/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,380/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,600
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,041
−HK$4,506/mo
Today · 4.125%
HK$174,547
baseline
▲ 0.50% · 4.625%
HK$183,747
+HK$9,200/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,094/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,385
−HK$12,002/mo
▼ 0.25% · 3.875%
HK$197,339
−HK$6,048/mo
Today · 4.125%
HK$203,387
baseline
▲ 0.50% · 4.625%
HK$215,763
+HK$12,376/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$406,774/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,914
−HK$11,503/mo
▼ 0.25% · 3.875%
HK$218,625
−HK$5,792/mo
Today · 4.125%
HK$224,417
baseline
▲ 0.50% · 4.625%
HK$236,247
+HK$11,830/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$448,834/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,717 · Scale 2, in force from 26 Feb 2026)