LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,327
−HK$6,667/mo
▼ 0.25% · 3.875%
HK$109,634
−HK$3,360/mo
Today · 4.125%
HK$112,994
baseline
▲ 0.50% · 4.625%
HK$119,870
+HK$6,876/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$225,988/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,287
−HK$6,391/mo
▼ 0.25% · 3.875%
HK$121,460
−HK$3,218/mo
Today · 4.125%
HK$124,678
baseline
▲ 0.50% · 4.625%
HK$131,250
+HK$6,572/mo
Deposit HK$23.31M · loan HK$23.31M · min. income ≈ HK$249,356/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,592
−HK$8,001/mo
▼ 0.25% · 3.875%
HK$131,561
−HK$4,032/mo
Today · 4.125%
HK$135,593
baseline
▲ 0.50% · 4.625%
HK$143,844
+HK$8,251/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$271,186/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,945
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$145,752
−HK$3,862/mo
Today · 4.125%
HK$149,614
baseline
▲ 0.50% · 4.625%
HK$157,500
+HK$7,886/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$299,228/mo (50% DSR)
Upfront cash ≈ HK$20.63M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,857
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,488
−HK$4,704/mo
Today · 4.125%
HK$158,192
baseline
▲ 0.50% · 4.625%
HK$167,818
+HK$9,626/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,384/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,602
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,044
−HK$4,505/mo
Today · 4.125%
HK$174,549
baseline
▲ 0.50% · 4.625%
HK$183,750
+HK$9,201/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,098/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,388
−HK$12,002/mo
▼ 0.25% · 3.875%
HK$197,341
−HK$6,049/mo
Today · 4.125%
HK$203,390
baseline
▲ 0.50% · 4.625%
HK$215,766
+HK$12,376/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$406,780/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,917
−HK$11,504/mo
▼ 0.25% · 3.875%
HK$218,628
−HK$5,793/mo
Today · 4.125%
HK$224,421
baseline
▲ 0.50% · 4.625%
HK$236,250
+HK$11,829/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$448,842/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$1,981,745 · Scale 2, in force from 26 Feb 2026)