LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,341
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,649
−HK$3,361/mo
Today · 4.125%
HK$113,010
baseline
▲ 0.50% · 4.625%
HK$119,886
+HK$6,876/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,020/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,303
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,476
−HK$3,219/mo
Today · 4.125%
HK$124,695
baseline
▲ 0.50% · 4.625%
HK$131,268
+HK$6,573/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,390/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,609
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,579
−HK$4,033/mo
Today · 4.125%
HK$135,612
baseline
▲ 0.50% · 4.625%
HK$143,863
+HK$8,251/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$271,224/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,964
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,772
−HK$3,862/mo
Today · 4.125%
HK$149,634
baseline
▲ 0.50% · 4.625%
HK$157,521
+HK$7,887/mo
Deposit HK$18.65M · loan HK$27.98M · min. income ≈ HK$299,268/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,878
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$153,509
−HK$4,705/mo
Today · 4.125%
HK$158,214
baseline
▲ 0.50% · 4.625%
HK$167,840
+HK$9,626/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$316,428/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,625
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$170,067
−HK$4,506/mo
Today · 4.125%
HK$174,573
baseline
▲ 0.50% · 4.625%
HK$183,775
+HK$9,202/mo
Deposit HK$13.99M · loan HK$32.64M · min. income ≈ HK$349,146/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,414
−HK$12,003/mo
▼ 0.25% · 3.875%
HK$197,368
−HK$6,049/mo
Today · 4.125%
HK$203,417
baseline
▲ 0.50% · 4.625%
HK$215,795
+HK$12,378/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$406,834/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,946
−HK$11,505/mo
▼ 0.25% · 3.875%
HK$218,657
−HK$5,794/mo
Today · 4.125%
HK$224,451
baseline
▲ 0.50% · 4.625%
HK$236,282
+HK$11,831/mo
Deposit HK$4.66M · loan HK$41.97M · min. income ≈ HK$448,902/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,014 · Scale 2, in force from 26 Feb 2026)