LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,635
−HK$667/mo
▼ 0.25% · 3.875%
HK$10,966
−HK$336/mo
Today · 4.125%
HK$11,302
baseline
▲ 0.50% · 4.625%
HK$11,989
+HK$687/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,604/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,831
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,148
−HK$322/mo
Today · 4.125%
HK$12,470
baseline
▲ 0.50% · 4.625%
HK$13,128
+HK$658/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,940/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,762
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,159
−HK$403/mo
Today · 4.125%
HK$13,562
baseline
▲ 0.50% · 4.625%
HK$14,387
+HK$825/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,124/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,197
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,578
−HK$386/mo
Today · 4.125%
HK$14,964
baseline
▲ 0.50% · 4.625%
HK$15,753
+HK$789/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,928/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,889
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,352
−HK$470/mo
Today · 4.125%
HK$15,822
baseline
▲ 0.50% · 4.625%
HK$16,785
+HK$963/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,564
−HK$894/mo
▼ 0.25% · 3.875%
HK$17,008
−HK$450/mo
Today · 4.125%
HK$17,458
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$921/mo
Deposit HK$1.40M · loan HK$3.26M · min. income ≈ HK$34,916/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,143
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,738
−HK$605/mo
Today · 4.125%
HK$20,343
baseline
▲ 0.50% · 4.625%
HK$21,581
+HK$1,238/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,686/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,296
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,867
−HK$580/mo
Today · 4.125%
HK$22,447
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,183/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$44,894/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,887 · Scale 2, in force from 26 Feb 2026)