LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,350
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,659
−HK$3,361/mo
Today · 4.125%
HK$113,020
baseline
▲ 0.50% · 4.625%
HK$119,896
+HK$6,876/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,040/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,314
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,487
−HK$3,219/mo
Today · 4.125%
HK$124,706
baseline
▲ 0.50% · 4.625%
HK$131,279
+HK$6,573/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,412/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,621
−HK$8,002/mo
▼ 0.25% · 3.875%
HK$131,590
−HK$4,033/mo
Today · 4.125%
HK$135,623
baseline
▲ 0.50% · 4.625%
HK$143,876
+HK$8,253/mo
Deposit HK$18.66M · loan HK$27.98M · min. income ≈ HK$271,246/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,977
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,784
−HK$3,863/mo
Today · 4.125%
HK$149,647
baseline
▲ 0.50% · 4.625%
HK$157,535
+HK$7,888/mo
Deposit HK$18.66M · loan HK$27.98M · min. income ≈ HK$299,294/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,891
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$153,522
−HK$4,705/mo
Today · 4.125%
HK$158,227
baseline
▲ 0.50% · 4.625%
HK$167,855
+HK$9,628/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$316,454/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,639
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,082
−HK$4,506/mo
Today · 4.125%
HK$174,588
baseline
▲ 0.50% · 4.625%
HK$183,791
+HK$9,203/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$349,176/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,431
−HK$12,004/mo
▼ 0.25% · 3.875%
HK$197,385
−HK$6,050/mo
Today · 4.125%
HK$203,435
baseline
▲ 0.50% · 4.625%
HK$215,814
+HK$12,379/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$406,870/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,965
−HK$11,506/mo
▼ 0.25% · 3.875%
HK$218,676
−HK$5,795/mo
Today · 4.125%
HK$224,471
baseline
▲ 0.50% · 4.625%
HK$236,303
+HK$11,832/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$448,942/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,187 · Scale 2, in force from 26 Feb 2026)