LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,356
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,664
−HK$3,361/mo
Today · 4.125%
HK$113,025
baseline
▲ 0.50% · 4.625%
HK$119,902
+HK$6,877/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,050/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,320
−HK$6,392/mo
▼ 0.25% · 3.875%
HK$121,493
−HK$3,219/mo
Today · 4.125%
HK$124,712
baseline
▲ 0.50% · 4.625%
HK$131,286
+HK$6,574/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,424/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,627
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,597
−HK$4,033/mo
Today · 4.125%
HK$135,630
baseline
▲ 0.50% · 4.625%
HK$143,883
+HK$8,253/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,260/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,984
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$145,791
−HK$3,863/mo
Today · 4.125%
HK$149,654
baseline
▲ 0.50% · 4.625%
HK$157,543
+HK$7,889/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,308/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,898
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,530
−HK$4,705/mo
Today · 4.125%
HK$158,235
baseline
▲ 0.50% · 4.625%
HK$167,863
+HK$9,628/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$316,470/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,647
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$170,090
−HK$4,507/mo
Today · 4.125%
HK$174,597
baseline
▲ 0.50% · 4.625%
HK$183,800
+HK$9,203/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$349,194/mo (50% DSR)
Upfront cash ≈ HK$15.97M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,440
−HK$12,005/mo
▼ 0.25% · 3.875%
HK$197,395
−HK$6,050/mo
Today · 4.125%
HK$203,445
baseline
▲ 0.50% · 4.625%
HK$215,824
+HK$12,379/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$406,890/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,975
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,687
−HK$5,795/mo
Today · 4.125%
HK$224,482
baseline
▲ 0.50% · 4.625%
HK$236,314
+HK$11,832/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$448,964/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,285 · Scale 2, in force from 26 Feb 2026)