LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,360
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$109,668
−HK$3,361/mo
Today · 4.125%
HK$113,029
baseline
▲ 0.50% · 4.625%
HK$119,907
+HK$6,878/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,058/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,324
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,497
−HK$3,220/mo
Today · 4.125%
HK$124,717
baseline
▲ 0.50% · 4.625%
HK$131,291
+HK$6,574/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,434/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,632
−HK$8,003/mo
▼ 0.25% · 3.875%
HK$131,602
−HK$4,033/mo
Today · 4.125%
HK$135,635
baseline
▲ 0.50% · 4.625%
HK$143,888
+HK$8,253/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,270/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,989
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,797
−HK$3,863/mo
Today · 4.125%
HK$149,660
baseline
▲ 0.50% · 4.625%
HK$157,549
+HK$7,889/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,320/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,903
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,535
−HK$4,706/mo
Today · 4.125%
HK$158,241
baseline
▲ 0.50% · 4.625%
HK$167,870
+HK$9,629/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$316,482/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,654
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,096
−HK$4,507/mo
Today · 4.125%
HK$174,603
baseline
▲ 0.50% · 4.625%
HK$183,807
+HK$9,204/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$349,206/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,447
−HK$12,006/mo
▼ 0.25% · 3.875%
HK$197,402
−HK$6,051/mo
Today · 4.125%
HK$203,453
baseline
▲ 0.50% · 4.625%
HK$215,832
+HK$12,379/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$406,906/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,983
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,695
−HK$5,795/mo
Today · 4.125%
HK$224,490
baseline
▲ 0.50% · 4.625%
HK$236,323
+HK$11,833/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$448,980/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,358 · Scale 2, in force from 26 Feb 2026)