LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,363
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,672
−HK$3,361/mo
Today · 4.125%
HK$113,033
baseline
▲ 0.50% · 4.625%
HK$119,911
+HK$6,878/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,066/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,328
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,502
−HK$3,219/mo
Today · 4.125%
HK$124,721
baseline
▲ 0.50% · 4.625%
HK$131,295
+HK$6,574/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,442/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,636
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,606
−HK$4,034/mo
Today · 4.125%
HK$135,640
baseline
▲ 0.50% · 4.625%
HK$143,893
+HK$8,253/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,280/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,994
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$145,802
−HK$3,863/mo
Today · 4.125%
HK$149,665
baseline
▲ 0.50% · 4.625%
HK$157,554
+HK$7,889/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,330/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,909
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,541
−HK$4,706/mo
Today · 4.125%
HK$158,247
baseline
▲ 0.50% · 4.625%
HK$167,876
+HK$9,629/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$316,494/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,659
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$170,102
−HK$4,508/mo
Today · 4.125%
HK$174,610
baseline
▲ 0.50% · 4.625%
HK$183,813
+HK$9,203/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$349,220/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,454
−HK$12,006/mo
▼ 0.25% · 3.875%
HK$197,409
−HK$6,051/mo
Today · 4.125%
HK$203,460
baseline
▲ 0.50% · 4.625%
HK$215,840
+HK$12,380/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$406,920/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,991
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,703
−HK$5,795/mo
Today · 4.125%
HK$224,498
baseline
▲ 0.50% · 4.625%
HK$236,332
+HK$11,834/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$448,996/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,428 · Scale 2, in force from 26 Feb 2026)