LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,637
−HK$667/mo
▼ 0.25% · 3.875%
HK$10,967
−HK$337/mo
Today · 4.125%
HK$11,304
baseline
▲ 0.50% · 4.625%
HK$11,991
+HK$687/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,608/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,833
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,150
−HK$322/mo
Today · 4.125%
HK$12,472
baseline
▲ 0.50% · 4.625%
HK$13,130
+HK$658/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,944/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,764
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,161
−HK$403/mo
Today · 4.125%
HK$13,564
baseline
▲ 0.50% · 4.625%
HK$14,390
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,128/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,200
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,581
−HK$386/mo
Today · 4.125%
HK$14,967
baseline
▲ 0.50% · 4.625%
HK$15,756
+HK$789/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,934/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,891
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,354
−HK$471/mo
Today · 4.125%
HK$15,825
baseline
▲ 0.50% · 4.625%
HK$16,788
+HK$963/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,650/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,566
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,011
−HK$450/mo
Today · 4.125%
HK$17,461
baseline
▲ 0.50% · 4.625%
HK$18,382
+HK$921/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,922/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,146
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$606/mo
Today · 4.125%
HK$20,347
baseline
▲ 0.50% · 4.625%
HK$21,585
+HK$1,238/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,694/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,300
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$579/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,184/mo
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,967 · Scale 2, in force from 26 Feb 2026)