LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,367
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$109,676
−HK$3,361/mo
Today · 4.125%
HK$113,037
baseline
▲ 0.50% · 4.625%
HK$119,916
+HK$6,879/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$226,074/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,333
−HK$6,393/mo
▼ 0.25% · 3.875%
HK$121,506
−HK$3,220/mo
Today · 4.125%
HK$124,726
baseline
▲ 0.50% · 4.625%
HK$131,300
+HK$6,574/mo
Deposit HK$23.32M · loan HK$23.32M · min. income ≈ HK$249,452/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,641
−HK$8,004/mo
▼ 0.25% · 3.875%
HK$131,611
−HK$4,034/mo
Today · 4.125%
HK$135,645
baseline
▲ 0.50% · 4.625%
HK$143,899
+HK$8,254/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,290/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,999
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$145,807
−HK$3,864/mo
Today · 4.125%
HK$149,671
baseline
▲ 0.50% · 4.625%
HK$157,560
+HK$7,889/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,342/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,914
−HK$9,338/mo
▼ 0.25% · 3.875%
HK$153,546
−HK$4,706/mo
Today · 4.125%
HK$158,252
baseline
▲ 0.50% · 4.625%
HK$167,882
+HK$9,630/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$316,504/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,666
−HK$8,950/mo
▼ 0.25% · 3.875%
HK$170,109
−HK$4,507/mo
Today · 4.125%
HK$174,616
baseline
▲ 0.50% · 4.625%
HK$183,820
+HK$9,204/mo
Deposit HK$13.99M · loan HK$32.65M · min. income ≈ HK$349,232/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,461
−HK$12,006/mo
▼ 0.25% · 3.875%
HK$197,417
−HK$6,050/mo
Today · 4.125%
HK$203,467
baseline
▲ 0.50% · 4.625%
HK$215,848
+HK$12,381/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$406,934/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,999
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,711
−HK$5,795/mo
Today · 4.125%
HK$224,506
baseline
▲ 0.50% · 4.625%
HK$236,340
+HK$11,834/mo
Deposit HK$4.66M · loan HK$41.98M · min. income ≈ HK$449,012/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,502 · Scale 2, in force from 26 Feb 2026)