LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,382
−HK$6,671/mo
▼ 0.25% · 3.875%
HK$109,691
−HK$3,362/mo
Today · 4.125%
HK$113,053
baseline
▲ 0.50% · 4.625%
HK$119,932
+HK$6,879/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$226,106/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,349
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,523
−HK$3,220/mo
Today · 4.125%
HK$124,743
baseline
▲ 0.50% · 4.625%
HK$131,318
+HK$6,575/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$249,486/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,659
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,629
−HK$4,035/mo
Today · 4.125%
HK$135,664
baseline
▲ 0.50% · 4.625%
HK$143,919
+HK$8,255/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,328/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,019
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,828
−HK$3,864/mo
Today · 4.125%
HK$149,692
baseline
▲ 0.50% · 4.625%
HK$157,582
+HK$7,890/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,384/mo (50% DSR)
Upfront cash ≈ HK$20.64M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,935
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,568
−HK$4,707/mo
Today · 4.125%
HK$158,275
baseline
▲ 0.50% · 4.625%
HK$167,905
+HK$9,630/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$316,550/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,689
−HK$8,951/mo
▼ 0.25% · 3.875%
HK$170,132
−HK$4,508/mo
Today · 4.125%
HK$174,640
baseline
▲ 0.50% · 4.625%
HK$183,846
+HK$9,206/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$349,280/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,488
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$197,444
−HK$6,052/mo
Today · 4.125%
HK$203,496
baseline
▲ 0.50% · 4.625%
HK$215,878
+HK$12,382/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$406,992/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,028
−HK$11,510/mo
▼ 0.25% · 3.875%
HK$218,742
−HK$5,796/mo
Today · 4.125%
HK$224,538
baseline
▲ 0.50% · 4.625%
HK$236,373
+HK$11,835/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$449,076/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,778 · Scale 2, in force from 26 Feb 2026)