LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,387
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$109,696
−HK$3,363/mo
Today · 4.125%
HK$113,059
baseline
▲ 0.50% · 4.625%
HK$119,938
+HK$6,879/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$226,118/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,355
−HK$6,394/mo
▼ 0.25% · 3.875%
HK$121,529
−HK$3,220/mo
Today · 4.125%
HK$124,749
baseline
▲ 0.50% · 4.625%
HK$131,325
+HK$6,576/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$249,498/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,665
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$131,636
−HK$4,034/mo
Today · 4.125%
HK$135,670
baseline
▲ 0.50% · 4.625%
HK$143,925
+HK$8,255/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$271,340/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,026
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,835
−HK$3,864/mo
Today · 4.125%
HK$149,699
baseline
▲ 0.50% · 4.625%
HK$157,590
+HK$7,891/mo
Deposit HK$18.66M · loan HK$27.99M · min. income ≈ HK$299,398/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,942
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,575
−HK$4,707/mo
Today · 4.125%
HK$158,282
baseline
▲ 0.50% · 4.625%
HK$167,913
+HK$9,631/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$316,564/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,696
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,140
−HK$4,509/mo
Today · 4.125%
HK$174,649
baseline
▲ 0.50% · 4.625%
HK$183,855
+HK$9,206/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$349,298/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,497
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$197,453
−HK$6,052/mo
Today · 4.125%
HK$203,505
baseline
▲ 0.50% · 4.625%
HK$215,888
+HK$12,383/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$407,010/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,038
−HK$11,510/mo
▼ 0.25% · 3.875%
HK$218,752
−HK$5,796/mo
Today · 4.125%
HK$224,548
baseline
▲ 0.50% · 4.625%
HK$236,384
+HK$11,836/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$449,096/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,982,871 · Scale 2, in force from 26 Feb 2026)