LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,639
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,970
−HK$337/mo
Today · 4.125%
HK$11,307
baseline
▲ 0.50% · 4.625%
HK$11,995
+HK$688/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,614/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,836
−HK$640/mo
▼ 0.25% · 3.875%
HK$12,154
−HK$322/mo
Today · 4.125%
HK$12,476
baseline
▲ 0.50% · 4.625%
HK$13,133
+HK$657/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,952/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,767
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,164
−HK$404/mo
Today · 4.125%
HK$13,568
baseline
▲ 0.50% · 4.625%
HK$14,394
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,136/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,204
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,584
−HK$387/mo
Today · 4.125%
HK$14,971
baseline
▲ 0.50% · 4.625%
HK$15,760
+HK$789/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,942/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,895
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,359
−HK$470/mo
Today · 4.125%
HK$15,829
baseline
▲ 0.50% · 4.625%
HK$16,792
+HK$963/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,658/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,571
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,015
−HK$451/mo
Today · 4.125%
HK$17,466
baseline
▲ 0.50% · 4.625%
HK$18,387
+HK$921/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,932/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,151
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,747
−HK$605/mo
Today · 4.125%
HK$20,352
baseline
▲ 0.50% · 4.625%
HK$21,590
+HK$1,238/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,704/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,305
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,877
−HK$579/mo
Today · 4.125%
HK$22,456
baseline
▲ 0.50% · 4.625%
HK$23,640
+HK$1,184/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$44,912/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,089 · Scale 2, in force from 26 Feb 2026)