LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,395
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$109,705
−HK$3,362/mo
Today · 4.125%
HK$113,067
baseline
▲ 0.50% · 4.625%
HK$119,947
+HK$6,880/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$226,134/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,364
−HK$6,395/mo
▼ 0.25% · 3.875%
HK$121,538
−HK$3,221/mo
Today · 4.125%
HK$124,759
baseline
▲ 0.50% · 4.625%
HK$131,335
+HK$6,576/mo
Deposit HK$23.33M · loan HK$23.33M · min. income ≈ HK$249,518/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,674
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$131,646
−HK$4,035/mo
Today · 4.125%
HK$135,681
baseline
▲ 0.50% · 4.625%
HK$143,937
+HK$8,256/mo
Deposit HK$18.66M · loan HK$28.00M · min. income ≈ HK$271,362/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,037
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$145,846
−HK$3,864/mo
Today · 4.125%
HK$149,710
baseline
▲ 0.50% · 4.625%
HK$157,602
+HK$7,892/mo
Deposit HK$18.66M · loan HK$28.00M · min. income ≈ HK$299,420/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,954
−HK$9,340/mo
▼ 0.25% · 3.875%
HK$153,587
−HK$4,707/mo
Today · 4.125%
HK$158,294
baseline
▲ 0.50% · 4.625%
HK$167,926
+HK$9,632/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$316,588/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,709
−HK$8,953/mo
▼ 0.25% · 3.875%
HK$170,154
−HK$4,508/mo
Today · 4.125%
HK$174,662
baseline
▲ 0.50% · 4.625%
HK$183,869
+HK$9,207/mo
Deposit HK$14.00M · loan HK$32.66M · min. income ≈ HK$349,324/mo (50% DSR)
Upfront cash ≈ HK$15.98M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,512
−HK$12,009/mo
▼ 0.25% · 3.875%
HK$197,469
−HK$6,052/mo
Today · 4.125%
HK$203,521
baseline
▲ 0.50% · 4.625%
HK$215,905
+HK$12,384/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$407,042/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,055
−HK$11,511/mo
▼ 0.25% · 3.875%
HK$218,769
−HK$5,797/mo
Today · 4.125%
HK$224,566
baseline
▲ 0.50% · 4.625%
HK$236,403
+HK$11,837/mo
Deposit HK$4.67M · loan HK$41.99M · min. income ≈ HK$449,132/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,025 · Scale 2, in force from 26 Feb 2026)