LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,641
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,972
−HK$337/mo
Today · 4.125%
HK$11,309
baseline
▲ 0.50% · 4.625%
HK$11,997
+HK$688/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,618/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,838
−HK$640/mo
▼ 0.25% · 3.875%
HK$12,156
−HK$322/mo
Today · 4.125%
HK$12,478
baseline
▲ 0.50% · 4.625%
HK$13,136
+HK$658/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,956/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,770
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,167
−HK$403/mo
Today · 4.125%
HK$13,570
baseline
▲ 0.50% · 4.625%
HK$14,396
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,140/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,206
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,587
−HK$387/mo
Today · 4.125%
HK$14,974
baseline
▲ 0.50% · 4.625%
HK$15,763
+HK$789/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,948/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,898
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,361
−HK$471/mo
Today · 4.125%
HK$15,832
baseline
▲ 0.50% · 4.625%
HK$16,795
+HK$963/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,664/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,574
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,018
−HK$451/mo
Today · 4.125%
HK$17,469
baseline
▲ 0.50% · 4.625%
HK$18,390
+HK$921/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,938/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,154
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,750
−HK$606/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,594
+HK$1,238/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,309
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,881
−HK$579/mo
Today · 4.125%
HK$22,460
baseline
▲ 0.50% · 4.625%
HK$23,644
+HK$1,184/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$44,920/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,173 · Scale 2, in force from 26 Feb 2026)