LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,431
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,741
−HK$3,364/mo
Today · 4.125%
HK$113,105
baseline
▲ 0.50% · 4.625%
HK$119,987
+HK$6,882/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,210/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,403
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,579
−HK$3,221/mo
Today · 4.125%
HK$124,800
baseline
▲ 0.50% · 4.625%
HK$131,379
+HK$6,579/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,600/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,717
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,690
−HK$4,036/mo
Today · 4.125%
HK$135,726
baseline
▲ 0.50% · 4.625%
HK$143,985
+HK$8,259/mo
Deposit HK$18.67M · loan HK$28.00M · min. income ≈ HK$271,452/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,084
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,895
−HK$3,865/mo
Today · 4.125%
HK$149,760
baseline
▲ 0.50% · 4.625%
HK$157,654
+HK$7,894/mo
Deposit HK$18.67M · loan HK$28.00M · min. income ≈ HK$299,520/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,003
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$153,638
−HK$4,709/mo
Today · 4.125%
HK$158,347
baseline
▲ 0.50% · 4.625%
HK$167,982
+HK$9,635/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$316,694/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,765
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,210
−HK$4,510/mo
Today · 4.125%
HK$174,720
baseline
▲ 0.50% · 4.625%
HK$183,930
+HK$9,210/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$349,440/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,576
−HK$12,013/mo
▼ 0.25% · 3.875%
HK$197,535
−HK$6,054/mo
Today · 4.125%
HK$203,589
baseline
▲ 0.50% · 4.625%
HK$215,977
+HK$12,388/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$407,178/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,126
−HK$11,514/mo
▼ 0.25% · 3.875%
HK$218,842
−HK$5,798/mo
Today · 4.125%
HK$224,640
baseline
▲ 0.50% · 4.625%
HK$236,482
+HK$11,842/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$449,280/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,687 · Scale 2, in force from 26 Feb 2026)