LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,432
−HK$6,674/mo
▼ 0.25% · 3.875%
HK$109,742
−HK$3,364/mo
Today · 4.125%
HK$113,106
baseline
▲ 0.50% · 4.625%
HK$119,988
+HK$6,882/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,212/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,404
−HK$6,397/mo
▼ 0.25% · 3.875%
HK$121,580
−HK$3,221/mo
Today · 4.125%
HK$124,801
baseline
▲ 0.50% · 4.625%
HK$131,380
+HK$6,579/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,602/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,718
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,691
−HK$4,036/mo
Today · 4.125%
HK$135,727
baseline
▲ 0.50% · 4.625%
HK$143,986
+HK$8,259/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,454/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,085
−HK$7,676/mo
▼ 0.25% · 3.875%
HK$145,896
−HK$3,865/mo
Today · 4.125%
HK$149,761
baseline
▲ 0.50% · 4.625%
HK$157,656
+HK$7,895/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,522/mo (50% DSR)
Upfront cash ≈ HK$20.65M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,004
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$153,639
−HK$4,709/mo
Today · 4.125%
HK$158,348
baseline
▲ 0.50% · 4.625%
HK$167,983
+HK$9,635/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$316,696/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,766
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$170,212
−HK$4,510/mo
Today · 4.125%
HK$174,722
baseline
▲ 0.50% · 4.625%
HK$183,931
+HK$9,209/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$349,444/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,577
−HK$12,014/mo
▼ 0.25% · 3.875%
HK$197,536
−HK$6,055/mo
Today · 4.125%
HK$203,591
baseline
▲ 0.50% · 4.625%
HK$215,979
+HK$12,388/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$407,182/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,128
−HK$11,514/mo
▼ 0.25% · 3.875%
HK$218,843
−HK$5,799/mo
Today · 4.125%
HK$224,642
baseline
▲ 0.50% · 4.625%
HK$236,483
+HK$11,841/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$449,284/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,701 · Scale 2, in force from 26 Feb 2026)