LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,439
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,750
−HK$3,364/mo
Today · 4.125%
HK$113,114
baseline
▲ 0.50% · 4.625%
HK$119,996
+HK$6,882/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,228/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,412
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,588
−HK$3,222/mo
Today · 4.125%
HK$124,810
baseline
▲ 0.50% · 4.625%
HK$131,389
+HK$6,579/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,620/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,727
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$131,700
−HK$4,036/mo
Today · 4.125%
HK$135,736
baseline
▲ 0.50% · 4.625%
HK$143,995
+HK$8,259/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,472/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,095
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$145,906
−HK$3,866/mo
Today · 4.125%
HK$149,772
baseline
▲ 0.50% · 4.625%
HK$157,666
+HK$7,894/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,544/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,014
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$153,650
−HK$4,709/mo
Today · 4.125%
HK$158,359
baseline
▲ 0.50% · 4.625%
HK$167,995
+HK$9,636/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$316,718/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,777
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$170,223
−HK$4,511/mo
Today · 4.125%
HK$174,734
baseline
▲ 0.50% · 4.625%
HK$183,944
+HK$9,210/mo
Deposit HK$14.00M · loan HK$32.67M · min. income ≈ HK$349,468/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,590
−HK$12,014/mo
▼ 0.25% · 3.875%
HK$197,550
−HK$6,054/mo
Today · 4.125%
HK$203,604
baseline
▲ 0.50% · 4.625%
HK$215,993
+HK$12,389/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$407,208/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,142
−HK$11,515/mo
▼ 0.25% · 3.875%
HK$218,858
−HK$5,799/mo
Today · 4.125%
HK$224,657
baseline
▲ 0.50% · 4.625%
HK$236,499
+HK$11,842/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$449,314/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,836 · Scale 2, in force from 26 Feb 2026)