LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,644
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,975
−HK$337/mo
Today · 4.125%
HK$11,312
baseline
▲ 0.50% · 4.625%
HK$12,000
+HK$688/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$22,624/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,842
−HK$639/mo
▼ 0.25% · 3.875%
HK$12,159
−HK$322/mo
Today · 4.125%
HK$12,481
baseline
▲ 0.50% · 4.625%
HK$13,139
+HK$658/mo
Deposit HK$2.33M · loan HK$2.33M · min. income ≈ HK$24,962/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,773
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,170
−HK$404/mo
Today · 4.125%
HK$13,574
baseline
▲ 0.50% · 4.625%
HK$14,400
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,148/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,210
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,591
−HK$387/mo
Today · 4.125%
HK$14,978
baseline
▲ 0.50% · 4.625%
HK$15,767
+HK$789/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,956/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,902
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,366
−HK$471/mo
Today · 4.125%
HK$15,837
baseline
▲ 0.50% · 4.625%
HK$16,800
+HK$963/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,674/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,578
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,023
−HK$451/mo
Today · 4.125%
HK$17,474
baseline
▲ 0.50% · 4.625%
HK$18,395
+HK$921/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,948/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,160
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$605/mo
Today · 4.125%
HK$20,361
baseline
▲ 0.50% · 4.625%
HK$21,600
+HK$1,239/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,722/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,315
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,887
−HK$580/mo
Today · 4.125%
HK$22,467
baseline
▲ 0.50% · 4.625%
HK$23,651
+HK$1,184/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$44,934/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,304 · Scale 2, in force from 26 Feb 2026)