LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,443
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,754
−HK$3,364/mo
Today · 4.125%
HK$113,118
baseline
▲ 0.50% · 4.625%
HK$120,001
+HK$6,883/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,236/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,417
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,593
−HK$3,222/mo
Today · 4.125%
HK$124,815
baseline
▲ 0.50% · 4.625%
HK$131,394
+HK$6,579/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,630/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,732
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$131,705
−HK$4,037/mo
Today · 4.125%
HK$135,742
baseline
▲ 0.50% · 4.625%
HK$144,001
+HK$8,259/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,484/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,100
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,911
−HK$3,867/mo
Today · 4.125%
HK$149,778
baseline
▲ 0.50% · 4.625%
HK$157,673
+HK$7,895/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,556/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,021
−HK$9,344/mo
▼ 0.25% · 3.875%
HK$153,656
−HK$4,709/mo
Today · 4.125%
HK$158,365
baseline
▲ 0.50% · 4.625%
HK$168,002
+HK$9,637/mo
Deposit HK$14.00M · loan HK$32.68M · min. income ≈ HK$316,730/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,784
−HK$8,957/mo
▼ 0.25% · 3.875%
HK$170,230
−HK$4,511/mo
Today · 4.125%
HK$174,741
baseline
▲ 0.50% · 4.625%
HK$183,951
+HK$9,210/mo
Deposit HK$14.00M · loan HK$32.68M · min. income ≈ HK$349,482/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,598
−HK$12,015/mo
▼ 0.25% · 3.875%
HK$197,558
−HK$6,055/mo
Today · 4.125%
HK$203,613
baseline
▲ 0.50% · 4.625%
HK$216,002
+HK$12,389/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$407,226/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,151
−HK$11,515/mo
▼ 0.25% · 3.875%
HK$218,867
−HK$5,799/mo
Today · 4.125%
HK$224,666
baseline
▲ 0.50% · 4.625%
HK$236,509
+HK$11,843/mo
Deposit HK$4.67M · loan HK$42.01M · min. income ≈ HK$449,332/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,983,916 · Scale 2, in force from 26 Feb 2026)