LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,452
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,763
−HK$3,364/mo
Today · 4.125%
HK$113,127
baseline
▲ 0.50% · 4.625%
HK$120,011
+HK$6,884/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,254/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,427
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,603
−HK$3,222/mo
Today · 4.125%
HK$124,825
baseline
▲ 0.50% · 4.625%
HK$131,404
+HK$6,579/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,650/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,742
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,716
−HK$4,037/mo
Today · 4.125%
HK$135,753
baseline
▲ 0.50% · 4.625%
HK$144,013
+HK$8,260/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,506/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,112
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,923
−HK$3,867/mo
Today · 4.125%
HK$149,790
baseline
▲ 0.50% · 4.625%
HK$157,685
+HK$7,895/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,580/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,033
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$153,668
−HK$4,710/mo
Today · 4.125%
HK$158,378
baseline
▲ 0.50% · 4.625%
HK$168,015
+HK$9,637/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$316,756/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,797
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,244
−HK$4,511/mo
Today · 4.125%
HK$174,755
baseline
▲ 0.50% · 4.625%
HK$183,966
+HK$9,211/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$349,510/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,613
−HK$12,016/mo
▼ 0.25% · 3.875%
HK$197,573
−HK$6,056/mo
Today · 4.125%
HK$203,629
baseline
▲ 0.50% · 4.625%
HK$216,019
+HK$12,390/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$407,258/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,168
−HK$11,517/mo
▼ 0.25% · 3.875%
HK$218,885
−HK$5,800/mo
Today · 4.125%
HK$224,685
baseline
▲ 0.50% · 4.625%
HK$236,528
+HK$11,843/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$449,370/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,076 · Scale 2, in force from 26 Feb 2026)