LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,457
−HK$6,675/mo
▼ 0.25% · 3.875%
HK$109,768
−HK$3,364/mo
Today · 4.125%
HK$113,132
baseline
▲ 0.50% · 4.625%
HK$120,016
+HK$6,884/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,264/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,432
−HK$6,398/mo
▼ 0.25% · 3.875%
HK$121,608
−HK$3,222/mo
Today · 4.125%
HK$124,830
baseline
▲ 0.50% · 4.625%
HK$131,410
+HK$6,580/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,660/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,748
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,722
−HK$4,037/mo
Today · 4.125%
HK$135,759
baseline
▲ 0.50% · 4.625%
HK$144,019
+HK$8,260/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,518/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,118
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,930
−HK$3,867/mo
Today · 4.125%
HK$149,797
baseline
▲ 0.50% · 4.625%
HK$157,693
+HK$7,896/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,594/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,039
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$153,675
−HK$4,710/mo
Today · 4.125%
HK$158,385
baseline
▲ 0.50% · 4.625%
HK$168,023
+HK$9,638/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$316,770/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,805
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,252
−HK$4,511/mo
Today · 4.125%
HK$174,763
baseline
▲ 0.50% · 4.625%
HK$183,975
+HK$9,212/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$349,526/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,622
−HK$12,016/mo
▼ 0.25% · 3.875%
HK$197,582
−HK$6,056/mo
Today · 4.125%
HK$203,638
baseline
▲ 0.50% · 4.625%
HK$216,029
+HK$12,391/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$407,276/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,177
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$218,895
−HK$5,800/mo
Today · 4.125%
HK$224,695
baseline
▲ 0.50% · 4.625%
HK$236,539
+HK$11,844/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$449,390/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,166 · Scale 2, in force from 26 Feb 2026)