LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,459
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$109,771
−HK$3,364/mo
Today · 4.125%
HK$113,135
baseline
▲ 0.50% · 4.625%
HK$120,019
+HK$6,884/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$226,270/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,435
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$121,611
−HK$3,223/mo
Today · 4.125%
HK$124,834
baseline
▲ 0.50% · 4.625%
HK$131,414
+HK$6,580/mo
Deposit HK$23.34M · loan HK$23.34M · min. income ≈ HK$249,668/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,751
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,725
−HK$4,037/mo
Today · 4.125%
HK$135,762
baseline
▲ 0.50% · 4.625%
HK$144,023
+HK$8,261/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$271,524/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,122
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$145,934
−HK$3,866/mo
Today · 4.125%
HK$149,800
baseline
▲ 0.50% · 4.625%
HK$157,697
+HK$7,897/mo
Deposit HK$18.67M · loan HK$28.01M · min. income ≈ HK$299,600/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,043
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$153,679
−HK$4,711/mo
Today · 4.125%
HK$158,390
baseline
▲ 0.50% · 4.625%
HK$168,027
+HK$9,637/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$316,780/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,809
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,256
−HK$4,511/mo
Today · 4.125%
HK$174,767
baseline
▲ 0.50% · 4.625%
HK$183,979
+HK$9,212/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$349,534/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,627
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,588
−HK$6,056/mo
Today · 4.125%
HK$203,644
baseline
▲ 0.50% · 4.625%
HK$216,035
+HK$12,391/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$407,288/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,183
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$218,901
−HK$5,800/mo
Today · 4.125%
HK$224,701
baseline
▲ 0.50% · 4.625%
HK$236,545
+HK$11,844/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$449,402/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,219 · Scale 2, in force from 26 Feb 2026)