LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,468
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,780
−HK$3,365/mo
Today · 4.125%
HK$113,145
baseline
▲ 0.50% · 4.625%
HK$120,029
+HK$6,884/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$226,290/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,445
−HK$6,399/mo
▼ 0.25% · 3.875%
HK$121,621
−HK$3,223/mo
Today · 4.125%
HK$124,844
baseline
▲ 0.50% · 4.625%
HK$131,425
+HK$6,581/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$249,688/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,762
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$131,736
−HK$4,037/mo
Today · 4.125%
HK$135,773
baseline
▲ 0.50% · 4.625%
HK$144,035
+HK$8,262/mo
Deposit HK$18.68M · loan HK$28.01M · min. income ≈ HK$271,546/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,134
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,946
−HK$3,867/mo
Today · 4.125%
HK$149,813
baseline
▲ 0.50% · 4.625%
HK$157,709
+HK$7,896/mo
Deposit HK$18.68M · loan HK$28.01M · min. income ≈ HK$299,626/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,055
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$153,692
−HK$4,710/mo
Today · 4.125%
HK$158,402
baseline
▲ 0.50% · 4.625%
HK$168,041
+HK$9,639/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$316,804/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,823
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,270
−HK$4,511/mo
Today · 4.125%
HK$174,781
baseline
▲ 0.50% · 4.625%
HK$183,994
+HK$9,213/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$349,562/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,643
−HK$12,017/mo
▼ 0.25% · 3.875%
HK$197,604
−HK$6,056/mo
Today · 4.125%
HK$203,660
baseline
▲ 0.50% · 4.625%
HK$216,052
+HK$12,392/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$407,320/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,200
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$218,918
−HK$5,801/mo
Today · 4.125%
HK$224,719
baseline
▲ 0.50% · 4.625%
HK$236,564
+HK$11,845/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$449,438/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,380 · Scale 2, in force from 26 Feb 2026)