LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,471
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$109,783
−HK$3,365/mo
Today · 4.125%
HK$113,148
baseline
▲ 0.50% · 4.625%
HK$120,033
+HK$6,885/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$226,296/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,448
−HK$6,400/mo
▼ 0.25% · 3.875%
HK$121,625
−HK$3,223/mo
Today · 4.125%
HK$124,848
baseline
▲ 0.50% · 4.625%
HK$131,429
+HK$6,581/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$249,696/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,766
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$131,740
−HK$4,038/mo
Today · 4.125%
HK$135,778
baseline
▲ 0.50% · 4.625%
HK$144,039
+HK$8,261/mo
Deposit HK$18.68M · loan HK$28.02M · min. income ≈ HK$271,556/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,138
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$145,950
−HK$3,867/mo
Today · 4.125%
HK$149,817
baseline
▲ 0.50% · 4.625%
HK$157,714
+HK$7,897/mo
Deposit HK$18.68M · loan HK$28.02M · min. income ≈ HK$299,634/mo (50% DSR)
Upfront cash ≈ HK$20.66M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,060
−HK$9,347/mo
▼ 0.25% · 3.875%
HK$153,696
−HK$4,711/mo
Today · 4.125%
HK$158,407
baseline
▲ 0.50% · 4.625%
HK$168,046
+HK$9,639/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$316,814/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,828
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$170,275
−HK$4,512/mo
Today · 4.125%
HK$174,787
baseline
▲ 0.50% · 4.625%
HK$184,000
+HK$9,213/mo
Deposit HK$14.01M · loan HK$32.68M · min. income ≈ HK$349,574/mo (50% DSR)
Upfront cash ≈ HK$15.99M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,648
−HK$12,018/mo
▼ 0.25% · 3.875%
HK$197,610
−HK$6,056/mo
Today · 4.125%
HK$203,666
baseline
▲ 0.50% · 4.625%
HK$216,059
+HK$12,393/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$407,332/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,207
−HK$11,519/mo
▼ 0.25% · 3.875%
HK$218,925
−HK$5,801/mo
Today · 4.125%
HK$224,726
baseline
▲ 0.50% · 4.625%
HK$236,571
+HK$11,845/mo
Deposit HK$4.67M · loan HK$42.02M · min. income ≈ HK$449,452/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$1,984,439 · Scale 2, in force from 26 Feb 2026)