LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,503
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$109,816
−HK$3,365/mo
Today · 4.125%
HK$113,181
baseline
▲ 0.50% · 4.625%
HK$120,068
+HK$6,887/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$226,362/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,483
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$121,661
−HK$3,224/mo
Today · 4.125%
HK$124,885
baseline
▲ 0.50% · 4.625%
HK$131,467
+HK$6,582/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$249,770/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,803
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$131,779
−HK$4,039/mo
Today · 4.125%
HK$135,818
baseline
▲ 0.50% · 4.625%
HK$144,082
+HK$8,264/mo
Deposit HK$18.68M · loan HK$28.02M · min. income ≈ HK$271,636/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,180
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$145,993
−HK$3,869/mo
Today · 4.125%
HK$149,862
baseline
▲ 0.50% · 4.625%
HK$157,761
+HK$7,899/mo
Deposit HK$18.68M · loan HK$28.02M · min. income ≈ HK$299,724/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,104
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$153,742
−HK$4,712/mo
Today · 4.125%
HK$158,454
baseline
▲ 0.50% · 4.625%
HK$168,096
+HK$9,642/mo
Deposit HK$14.01M · loan HK$32.69M · min. income ≈ HK$316,908/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,877
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$170,325
−HK$4,513/mo
Today · 4.125%
HK$174,838
baseline
▲ 0.50% · 4.625%
HK$184,054
+HK$9,216/mo
Deposit HK$14.01M · loan HK$32.69M · min. income ≈ HK$349,676/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,705
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$197,668
−HK$6,059/mo
Today · 4.125%
HK$203,727
baseline
▲ 0.50% · 4.625%
HK$216,123
+HK$12,396/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$407,454/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,270
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$218,990
−HK$5,802/mo
Today · 4.125%
HK$224,792
baseline
▲ 0.50% · 4.625%
HK$236,641
+HK$11,849/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$449,584/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,027 · Scale 2, in force from 26 Feb 2026)