LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,508
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$109,821
−HK$3,366/mo
Today · 4.125%
HK$113,187
baseline
▲ 0.50% · 4.625%
HK$120,074
+HK$6,887/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$226,374/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,489
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$121,667
−HK$3,224/mo
Today · 4.125%
HK$124,891
baseline
▲ 0.50% · 4.625%
HK$131,474
+HK$6,583/mo
Deposit HK$23.35M · loan HK$23.35M · min. income ≈ HK$249,782/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,810
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$131,785
−HK$4,039/mo
Today · 4.125%
HK$135,824
baseline
▲ 0.50% · 4.625%
HK$144,089
+HK$8,265/mo
Deposit HK$18.68M · loan HK$28.03M · min. income ≈ HK$271,648/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,187
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$146,000
−HK$3,869/mo
Today · 4.125%
HK$149,869
baseline
▲ 0.50% · 4.625%
HK$157,769
+HK$7,900/mo
Deposit HK$18.68M · loan HK$28.03M · min. income ≈ HK$299,738/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,111
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,750
−HK$4,712/mo
Today · 4.125%
HK$158,462
baseline
▲ 0.50% · 4.625%
HK$168,104
+HK$9,642/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$316,924/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,885
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$170,334
−HK$4,513/mo
Today · 4.125%
HK$174,847
baseline
▲ 0.50% · 4.625%
HK$184,063
+HK$9,216/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$349,694/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,715
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$197,678
−HK$6,059/mo
Today · 4.125%
HK$203,737
baseline
▲ 0.50% · 4.625%
HK$216,134
+HK$12,397/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$407,474/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,280
−HK$11,523/mo
▼ 0.25% · 3.875%
HK$219,001
−HK$5,802/mo
Today · 4.125%
HK$224,803
baseline
▲ 0.50% · 4.625%
HK$236,653
+HK$11,850/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$449,606/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,125 · Scale 2, in force from 26 Feb 2026)