LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,512
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$109,825
−HK$3,366/mo
Today · 4.125%
HK$113,191
baseline
▲ 0.50% · 4.625%
HK$120,079
+HK$6,888/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,382/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,494
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$121,672
−HK$3,223/mo
Today · 4.125%
HK$124,895
baseline
▲ 0.50% · 4.625%
HK$131,479
+HK$6,584/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,790/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,814
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,790
−HK$4,040/mo
Today · 4.125%
HK$135,830
baseline
▲ 0.50% · 4.625%
HK$144,094
+HK$8,264/mo
Deposit HK$18.68M · loan HK$28.03M · min. income ≈ HK$271,660/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,192
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,006
−HK$3,869/mo
Today · 4.125%
HK$149,875
baseline
▲ 0.50% · 4.625%
HK$157,775
+HK$7,900/mo
Deposit HK$18.68M · loan HK$28.03M · min. income ≈ HK$299,750/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,117
−HK$9,351/mo
▼ 0.25% · 3.875%
HK$153,755
−HK$4,713/mo
Today · 4.125%
HK$158,468
baseline
▲ 0.50% · 4.625%
HK$168,110
+HK$9,642/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$316,936/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,891
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,340
−HK$4,514/mo
Today · 4.125%
HK$174,854
baseline
▲ 0.50% · 4.625%
HK$184,070
+HK$9,216/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$349,708/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,722
−HK$12,022/mo
▼ 0.25% · 3.875%
HK$197,685
−HK$6,059/mo
Today · 4.125%
HK$203,744
baseline
▲ 0.50% · 4.625%
HK$216,142
+HK$12,398/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$407,488/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,288
−HK$11,524/mo
▼ 0.25% · 3.875%
HK$219,009
−HK$5,803/mo
Today · 4.125%
HK$224,812
baseline
▲ 0.50% · 4.625%
HK$236,662
+HK$11,850/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$449,624/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,200 · Scale 2, in force from 26 Feb 2026)