LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,520
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,834
−HK$3,366/mo
Today · 4.125%
HK$113,200
baseline
▲ 0.50% · 4.625%
HK$120,088
+HK$6,888/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,400/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,503
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$121,681
−HK$3,224/mo
Today · 4.125%
HK$124,905
baseline
▲ 0.50% · 4.625%
HK$131,489
+HK$6,584/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,810/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,824
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,800
−HK$4,040/mo
Today · 4.125%
HK$135,840
baseline
▲ 0.50% · 4.625%
HK$144,106
+HK$8,266/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,680/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,203
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,017
−HK$3,869/mo
Today · 4.125%
HK$149,886
baseline
▲ 0.50% · 4.625%
HK$157,787
+HK$7,901/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,772/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,128
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$153,767
−HK$4,713/mo
Today · 4.125%
HK$158,480
baseline
▲ 0.50% · 4.625%
HK$168,123
+HK$9,643/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$316,960/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,904
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,353
−HK$4,514/mo
Today · 4.125%
HK$174,867
baseline
▲ 0.50% · 4.625%
HK$184,085
+HK$9,218/mo
Deposit HK$14.01M · loan HK$32.70M · min. income ≈ HK$349,734/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,736
−HK$12,024/mo
▼ 0.25% · 3.875%
HK$197,701
−HK$6,059/mo
Today · 4.125%
HK$203,760
baseline
▲ 0.50% · 4.625%
HK$216,158
+HK$12,398/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$407,520/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,305
−HK$11,524/mo
▼ 0.25% · 3.875%
HK$219,026
−HK$5,803/mo
Today · 4.125%
HK$224,829
baseline
▲ 0.50% · 4.625%
HK$236,680
+HK$11,851/mo
Deposit HK$4.67M · loan HK$42.04M · min. income ≈ HK$449,658/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,352 · Scale 2, in force from 26 Feb 2026)