LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,527
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,840
−HK$3,367/mo
Today · 4.125%
HK$113,207
baseline
▲ 0.50% · 4.625%
HK$120,095
+HK$6,888/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,414/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,510
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$121,688
−HK$3,224/mo
Today · 4.125%
HK$124,912
baseline
▲ 0.50% · 4.625%
HK$131,497
+HK$6,585/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,824/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,832
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,808
−HK$4,040/mo
Today · 4.125%
HK$135,848
baseline
▲ 0.50% · 4.625%
HK$144,114
+HK$8,266/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,696/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,212
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$146,026
−HK$3,869/mo
Today · 4.125%
HK$149,895
baseline
▲ 0.50% · 4.625%
HK$157,796
+HK$7,901/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,790/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,137
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$153,776
−HK$4,713/mo
Today · 4.125%
HK$158,489
baseline
▲ 0.50% · 4.625%
HK$168,133
+HK$9,644/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$316,978/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,914
−HK$8,963/mo
▼ 0.25% · 3.875%
HK$170,363
−HK$4,514/mo
Today · 4.125%
HK$174,877
baseline
▲ 0.50% · 4.625%
HK$184,096
+HK$9,219/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$349,754/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,748
−HK$12,024/mo
▼ 0.25% · 3.875%
HK$197,712
−HK$6,060/mo
Today · 4.125%
HK$203,772
baseline
▲ 0.50% · 4.625%
HK$216,171
+HK$12,399/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,544/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,318
−HK$11,524/mo
▼ 0.25% · 3.875%
HK$219,039
−HK$5,803/mo
Today · 4.125%
HK$224,842
baseline
▲ 0.50% · 4.625%
HK$236,694
+HK$11,852/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,684/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,470 · Scale 2, in force from 26 Feb 2026)