LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,530
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,844
−HK$3,366/mo
Today · 4.125%
HK$113,210
baseline
▲ 0.50% · 4.625%
HK$120,099
+HK$6,889/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,420/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,513
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,692
−HK$3,224/mo
Today · 4.125%
HK$124,916
baseline
▲ 0.50% · 4.625%
HK$131,501
+HK$6,585/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,832/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,836
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$131,812
−HK$4,040/mo
Today · 4.125%
HK$135,852
baseline
▲ 0.50% · 4.625%
HK$144,119
+HK$8,267/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,704/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,216
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,030
−HK$3,870/mo
Today · 4.125%
HK$149,900
baseline
▲ 0.50% · 4.625%
HK$157,801
+HK$7,901/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,800/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,142
−HK$9,352/mo
▼ 0.25% · 3.875%
HK$153,781
−HK$4,713/mo
Today · 4.125%
HK$158,494
baseline
▲ 0.50% · 4.625%
HK$168,138
+HK$9,644/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$316,988/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,919
−HK$8,964/mo
▼ 0.25% · 3.875%
HK$170,369
−HK$4,514/mo
Today · 4.125%
HK$174,883
baseline
▲ 0.50% · 4.625%
HK$184,101
+HK$9,218/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$349,766/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,754
−HK$12,025/mo
▼ 0.25% · 3.875%
HK$197,719
−HK$6,060/mo
Today · 4.125%
HK$203,779
baseline
▲ 0.50% · 4.625%
HK$216,178
+HK$12,399/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,558/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,324
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$219,046
−HK$5,804/mo
Today · 4.125%
HK$224,850
baseline
▲ 0.50% · 4.625%
HK$236,702
+HK$11,852/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,700/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,533 · Scale 2, in force from 26 Feb 2026)