LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,533
−HK$6,680/mo
▼ 0.25% · 3.875%
HK$109,847
−HK$3,366/mo
Today · 4.125%
HK$113,213
baseline
▲ 0.50% · 4.625%
HK$120,102
+HK$6,889/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,426/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,517
−HK$6,403/mo
▼ 0.25% · 3.875%
HK$121,695
−HK$3,225/mo
Today · 4.125%
HK$124,920
baseline
▲ 0.50% · 4.625%
HK$131,504
+HK$6,584/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,840/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,839
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$131,816
−HK$4,040/mo
Today · 4.125%
HK$135,856
baseline
▲ 0.50% · 4.625%
HK$144,123
+HK$8,267/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,712/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,220
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,034
−HK$3,870/mo
Today · 4.125%
HK$149,904
baseline
▲ 0.50% · 4.625%
HK$157,805
+HK$7,901/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,808/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,146
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$153,785
−HK$4,714/mo
Today · 4.125%
HK$158,499
baseline
▲ 0.50% · 4.625%
HK$168,143
+HK$9,644/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$316,998/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,923
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,373
−HK$4,515/mo
Today · 4.125%
HK$174,888
baseline
▲ 0.50% · 4.625%
HK$184,106
+HK$9,218/mo
Deposit HK$14.02M · loan HK$32.70M · min. income ≈ HK$349,776/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,759
−HK$12,025/mo
▼ 0.25% · 3.875%
HK$197,724
−HK$6,060/mo
Today · 4.125%
HK$203,784
baseline
▲ 0.50% · 4.625%
HK$216,184
+HK$12,400/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,568/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,330
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$219,051
−HK$5,805/mo
Today · 4.125%
HK$224,856
baseline
▲ 0.50% · 4.625%
HK$236,708
+HK$11,852/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,712/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,586 · Scale 2, in force from 26 Feb 2026)