LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,653
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,985
−HK$336/mo
Today · 4.125%
HK$11,321
baseline
▲ 0.50% · 4.625%
HK$12,010
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,642/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,852
−HK$640/mo
▼ 0.25% · 3.875%
HK$12,170
−HK$322/mo
Today · 4.125%
HK$12,492
baseline
▲ 0.50% · 4.625%
HK$13,151
+HK$659/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$24,984/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,784
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,182
−HK$404/mo
Today · 4.125%
HK$13,586
baseline
▲ 0.50% · 4.625%
HK$14,412
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,172/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,222
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,604
−HK$387/mo
Today · 4.125%
HK$14,991
baseline
▲ 0.50% · 4.625%
HK$15,781
+HK$790/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,982/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,915
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,379
−HK$471/mo
Today · 4.125%
HK$15,850
baseline
▲ 0.50% · 4.625%
HK$16,814
+HK$964/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,700/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,593
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,038
−HK$451/mo
Today · 4.125%
HK$17,489
baseline
▲ 0.50% · 4.625%
HK$18,411
+HK$922/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,978/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,176
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,773
−HK$606/mo
Today · 4.125%
HK$20,379
baseline
▲ 0.50% · 4.625%
HK$21,619
+HK$1,240/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,758/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,333
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$581/mo
Today · 4.125%
HK$22,486
baseline
▲ 0.50% · 4.625%
HK$23,671
+HK$1,185/mo
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$44,972/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,702 · Scale 2, in force from 26 Feb 2026)