LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,538
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,852
−HK$3,367/mo
Today · 4.125%
HK$113,219
baseline
▲ 0.50% · 4.625%
HK$120,108
+HK$6,889/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,438/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,522
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,701
−HK$3,225/mo
Today · 4.125%
HK$124,926
baseline
▲ 0.50% · 4.625%
HK$131,511
+HK$6,585/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,852/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,845
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,822
−HK$4,041/mo
Today · 4.125%
HK$135,863
baseline
▲ 0.50% · 4.625%
HK$144,129
+HK$8,266/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,726/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,227
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,041
−HK$3,870/mo
Today · 4.125%
HK$149,911
baseline
▲ 0.50% · 4.625%
HK$157,813
+HK$7,902/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,822/mo (50% DSR)
Upfront cash ≈ HK$20.67M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,153
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$153,793
−HK$4,713/mo
Today · 4.125%
HK$158,506
baseline
▲ 0.50% · 4.625%
HK$168,151
+HK$9,645/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,012/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,931
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,381
−HK$4,515/mo
Today · 4.125%
HK$174,896
baseline
▲ 0.50% · 4.625%
HK$184,115
+HK$9,219/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,792/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,768
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$197,733
−HK$6,061/mo
Today · 4.125%
HK$203,794
baseline
▲ 0.50% · 4.625%
HK$216,194
+HK$12,400/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,588/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,340
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$219,062
−HK$5,804/mo
Today · 4.125%
HK$224,866
baseline
▲ 0.50% · 4.625%
HK$236,719
+HK$11,853/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,732/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,681 · Scale 2, in force from 26 Feb 2026)