LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,541
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,855
−HK$3,367/mo
Today · 4.125%
HK$113,222
baseline
▲ 0.50% · 4.625%
HK$120,111
+HK$6,889/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,444/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,526
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,705
−HK$3,225/mo
Today · 4.125%
HK$124,930
baseline
▲ 0.50% · 4.625%
HK$131,515
+HK$6,585/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,860/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,849
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,826
−HK$4,041/mo
Today · 4.125%
HK$135,867
baseline
▲ 0.50% · 4.625%
HK$144,134
+HK$8,267/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,734/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,231
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$146,046
−HK$3,869/mo
Today · 4.125%
HK$149,915
baseline
▲ 0.50% · 4.625%
HK$157,818
+HK$7,903/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,830/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,158
−HK$9,353/mo
▼ 0.25% · 3.875%
HK$153,797
−HK$4,714/mo
Today · 4.125%
HK$158,511
baseline
▲ 0.50% · 4.625%
HK$168,156
+HK$9,645/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,022/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,936
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,387
−HK$4,514/mo
Today · 4.125%
HK$174,901
baseline
▲ 0.50% · 4.625%
HK$184,121
+HK$9,220/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,802/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,774
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$197,739
−HK$6,061/mo
Today · 4.125%
HK$203,800
baseline
▲ 0.50% · 4.625%
HK$216,201
+HK$12,401/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,600/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,347
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$219,068
−HK$5,805/mo
Today · 4.125%
HK$224,873
baseline
▲ 0.50% · 4.625%
HK$236,726
+HK$11,853/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,746/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,741 · Scale 2, in force from 26 Feb 2026)