LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,544
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,858
−HK$3,368/mo
Today · 4.125%
HK$113,226
baseline
▲ 0.50% · 4.625%
HK$120,115
+HK$6,889/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,452/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,529
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,708
−HK$3,225/mo
Today · 4.125%
HK$124,933
baseline
▲ 0.50% · 4.625%
HK$131,519
+HK$6,586/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,866/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,853
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,830
−HK$4,041/mo
Today · 4.125%
HK$135,871
baseline
▲ 0.50% · 4.625%
HK$144,138
+HK$8,267/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$271,742/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,235
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,050
−HK$3,870/mo
Today · 4.125%
HK$149,920
baseline
▲ 0.50% · 4.625%
HK$157,822
+HK$7,902/mo
Deposit HK$18.69M · loan HK$28.03M · min. income ≈ HK$299,840/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,162
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,802
−HK$4,714/mo
Today · 4.125%
HK$158,516
baseline
▲ 0.50% · 4.625%
HK$168,161
+HK$9,645/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,032/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,941
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,392
−HK$4,515/mo
Today · 4.125%
HK$174,907
baseline
▲ 0.50% · 4.625%
HK$184,126
+HK$9,219/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,814/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,780
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$197,745
−HK$6,061/mo
Today · 4.125%
HK$203,806
baseline
▲ 0.50% · 4.625%
HK$216,207
+HK$12,401/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,612/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,353
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$219,075
−HK$5,805/mo
Today · 4.125%
HK$224,880
baseline
▲ 0.50% · 4.625%
HK$236,734
+HK$11,854/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,760/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,800 · Scale 2, in force from 26 Feb 2026)