LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,550
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,865
−HK$3,367/mo
Today · 4.125%
HK$113,232
baseline
▲ 0.50% · 4.625%
HK$120,122
+HK$6,890/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,464/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,536
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,715
−HK$3,225/mo
Today · 4.125%
HK$124,940
baseline
▲ 0.50% · 4.625%
HK$131,526
+HK$6,586/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,880/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,861
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,838
−HK$4,041/mo
Today · 4.125%
HK$135,879
baseline
▲ 0.50% · 4.625%
HK$144,146
+HK$8,267/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$271,758/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,244
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,058
−HK$3,871/mo
Today · 4.125%
HK$149,929
baseline
▲ 0.50% · 4.625%
HK$157,831
+HK$7,902/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$299,858/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,171
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,811
−HK$4,714/mo
Today · 4.125%
HK$158,525
baseline
▲ 0.50% · 4.625%
HK$168,171
+HK$9,646/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,050/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,951
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,402
−HK$4,515/mo
Today · 4.125%
HK$174,917
baseline
▲ 0.50% · 4.625%
HK$184,137
+HK$9,220/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,834/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,791
−HK$12,027/mo
▼ 0.25% · 3.875%
HK$197,757
−HK$6,061/mo
Today · 4.125%
HK$203,818
baseline
▲ 0.50% · 4.625%
HK$216,220
+HK$12,402/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$407,636/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,365
−HK$11,528/mo
▼ 0.25% · 3.875%
HK$219,088
−HK$5,805/mo
Today · 4.125%
HK$224,893
baseline
▲ 0.50% · 4.625%
HK$236,747
+HK$11,854/mo
Deposit HK$4.67M · loan HK$42.05M · min. income ≈ HK$449,786/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,915 · Scale 2, in force from 26 Feb 2026)