LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,551
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$109,866
−HK$3,367/mo
Today · 4.125%
HK$113,233
baseline
▲ 0.50% · 4.625%
HK$120,123
+HK$6,890/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,466/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,537
−HK$6,405/mo
▼ 0.25% · 3.875%
HK$121,717
−HK$3,225/mo
Today · 4.125%
HK$124,942
baseline
▲ 0.50% · 4.625%
HK$131,527
+HK$6,585/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,884/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,862
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,839
−HK$4,041/mo
Today · 4.125%
HK$135,880
baseline
▲ 0.50% · 4.625%
HK$144,148
+HK$8,268/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$271,760/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,245
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,060
−HK$3,870/mo
Today · 4.125%
HK$149,930
baseline
▲ 0.50% · 4.625%
HK$157,833
+HK$7,903/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$299,860/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,172
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,812
−HK$4,714/mo
Today · 4.125%
HK$158,526
baseline
▲ 0.50% · 4.625%
HK$168,172
+HK$9,646/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,052/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,952
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,403
−HK$4,515/mo
Today · 4.125%
HK$174,918
baseline
▲ 0.50% · 4.625%
HK$184,138
+HK$9,220/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,836/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,793
−HK$12,027/mo
▼ 0.25% · 3.875%
HK$197,758
−HK$6,062/mo
Today · 4.125%
HK$203,820
baseline
▲ 0.50% · 4.625%
HK$216,222
+HK$12,402/mo
Deposit HK$4.67M · loan HK$42.06M · min. income ≈ HK$407,640/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,367
−HK$11,528/mo
▼ 0.25% · 3.875%
HK$219,090
−HK$5,805/mo
Today · 4.125%
HK$224,895
baseline
▲ 0.50% · 4.625%
HK$236,749
+HK$11,854/mo
Deposit HK$4.67M · loan HK$42.06M · min. income ≈ HK$449,790/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,933 · Scale 2, in force from 26 Feb 2026)