LTV · monthly repayment
▼ 0.50% · 3.625%
HK$106,553
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$109,867
−HK$3,367/mo
Today · 4.125%
HK$113,234
baseline
▲ 0.50% · 4.625%
HK$120,124
+HK$6,890/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$226,468/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,539
−HK$6,404/mo
▼ 0.25% · 3.875%
HK$121,718
−HK$3,225/mo
Today · 4.125%
HK$124,943
baseline
▲ 0.50% · 4.625%
HK$131,529
+HK$6,586/mo
Deposit HK$23.36M · loan HK$23.36M · min. income ≈ HK$249,886/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,863
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$131,840
−HK$4,041/mo
Today · 4.125%
HK$135,881
baseline
▲ 0.50% · 4.625%
HK$144,149
+HK$8,268/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$271,762/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,247
−HK$7,685/mo
▼ 0.25% · 3.875%
HK$146,061
−HK$3,871/mo
Today · 4.125%
HK$149,932
baseline
▲ 0.50% · 4.625%
HK$157,835
+HK$7,903/mo
Deposit HK$18.69M · loan HK$28.04M · min. income ≈ HK$299,864/mo (50% DSR)
Upfront cash ≈ HK$20.68M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,174
−HK$9,354/mo
▼ 0.25% · 3.875%
HK$153,814
−HK$4,714/mo
Today · 4.125%
HK$158,528
baseline
▲ 0.50% · 4.625%
HK$168,174
+HK$9,646/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$317,056/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,954
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,405
−HK$4,515/mo
Today · 4.125%
HK$174,920
baseline
▲ 0.50% · 4.625%
HK$184,141
+HK$9,221/mo
Deposit HK$14.02M · loan HK$32.71M · min. income ≈ HK$349,840/mo (50% DSR)
Upfront cash ≈ HK$16.00M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,795
−HK$12,027/mo
▼ 0.25% · 3.875%
HK$197,761
−HK$6,061/mo
Today · 4.125%
HK$203,822
baseline
▲ 0.50% · 4.625%
HK$216,224
+HK$12,402/mo
Deposit HK$4.67M · loan HK$42.06M · min. income ≈ HK$407,644/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,370
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$219,092
−HK$5,805/mo
Today · 4.125%
HK$224,897
baseline
▲ 0.50% · 4.625%
HK$236,752
+HK$11,855/mo
Deposit HK$4.67M · loan HK$42.06M · min. income ≈ HK$449,794/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$1,985,956 · Scale 2, in force from 26 Feb 2026)