LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,656
−HK$668/mo
▼ 0.25% · 3.875%
HK$10,987
−HK$337/mo
Today · 4.125%
HK$11,324
baseline
▲ 0.50% · 4.625%
HK$12,013
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,648/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,854
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,172
−HK$323/mo
Today · 4.125%
HK$12,495
baseline
▲ 0.50% · 4.625%
HK$13,153
+HK$658/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$24,990/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,787
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,184
−HK$404/mo
Today · 4.125%
HK$13,588
baseline
▲ 0.50% · 4.625%
HK$14,415
+HK$827/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,176/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,225
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,606
−HK$388/mo
Today · 4.125%
HK$14,994
baseline
▲ 0.50% · 4.625%
HK$15,784
+HK$790/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,988/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,918
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,382
−HK$471/mo
Today · 4.125%
HK$15,853
baseline
▲ 0.50% · 4.625%
HK$16,818
+HK$965/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,706/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,596
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,041
−HK$451/mo
Today · 4.125%
HK$17,492
baseline
▲ 0.50% · 4.625%
HK$18,414
+HK$922/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,984/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,180
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,777
−HK$606/mo
Today · 4.125%
HK$20,383
baseline
▲ 0.50% · 4.625%
HK$21,623
+HK$1,240/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$40,766/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,337
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,910
−HK$580/mo
Today · 4.125%
HK$22,490
baseline
▲ 0.50% · 4.625%
HK$23,676
+HK$1,186/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$44,980/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,795 · Scale 2, in force from 26 Feb 2026)