LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,656
−HK$669/mo
▼ 0.25% · 3.875%
HK$10,988
−HK$337/mo
Today · 4.125%
HK$11,325
baseline
▲ 0.50% · 4.625%
HK$12,014
+HK$689/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$22,650/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,855
−HK$641/mo
▼ 0.25% · 3.875%
HK$12,173
−HK$323/mo
Today · 4.125%
HK$12,496
baseline
▲ 0.50% · 4.625%
HK$13,154
+HK$658/mo
Deposit HK$2.34M · loan HK$2.34M · min. income ≈ HK$24,992/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,788
−HK$802/mo
▼ 0.25% · 3.875%
HK$13,185
−HK$405/mo
Today · 4.125%
HK$13,590
baseline
▲ 0.50% · 4.625%
HK$14,416
+HK$826/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$27,180/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,226
−HK$769/mo
▼ 0.25% · 3.875%
HK$14,608
−HK$387/mo
Today · 4.125%
HK$14,995
baseline
▲ 0.50% · 4.625%
HK$15,785
+HK$790/mo
Deposit HK$1.87M · loan HK$2.80M · min. income ≈ HK$29,990/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,919
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,383
−HK$471/mo
Today · 4.125%
HK$15,854
baseline
▲ 0.50% · 4.625%
HK$16,819
+HK$965/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$31,708/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,597
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,042
−HK$452/mo
Today · 4.125%
HK$17,494
baseline
▲ 0.50% · 4.625%
HK$18,416
+HK$922/mo
Deposit HK$1.40M · loan HK$3.27M · min. income ≈ HK$34,988/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,181
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,778
−HK$606/mo
Today · 4.125%
HK$20,384
baseline
▲ 0.50% · 4.625%
HK$21,625
+HK$1,241/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,339
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,911
−HK$581/mo
Today · 4.125%
HK$22,492
baseline
▲ 0.50% · 4.625%
HK$23,678
+HK$1,186/mo
Deposit HK$467K · loan HK$4.21M · min. income ≈ HK$44,984/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$84,831 · Scale 2, in force from 26 Feb 2026)